Fannie Mae | HomeStyle Renovation Mortgage

Help homeowners turn the home they have into the home they want.

Life changes are inevitable. Homeowners can upgrade their existing home to better suit their needs.

HomeStyle Renovation allows your borrowers’ homes to evolve with them, by tapping into the new value of the renovated home as if it’s existing equity.

It’s a great option for borrowers who want to:

Help homeowners make critical repairs after a natural disaster

American homeowners spent $14 billion on disaster-related repairs in 2017— a 23% increase from 20151. HomeStyle Renovation can finance important repairs and help borrowers get back on their feet.

Combine HomeStyle Renovation with HomeStyle® Energy to get a $500 LLPA rebate when making energy and resiliency improvements to help prevent damage from future natural disasters.

1 Joint Center for Housing Studies of Harvard University, "2018 Roundup: Our Most Popular Blogs of the Year"

Want to know more?


Click the Ask Poli widget on the right for answers to all your HomeStyle Renovation questions, all in one place. For the best results, ask your question in a full sentence.

Become an approved HomeStyle Renovation lender

Complete Form 1000A or contact your Fannie Mae customer account team.

Note: Delivering loans post-completion does not require special approval.